Explore how the headwinds vs. tailwinds bias shapes our perceptions—and how recognizing it can lead to more thoughtful financial decisions.

The Headwinds vs. Tailwinds Asymmetry

My daughter’s bus leaves her stop at 7:25 a.m. To get there with ample time, I know I need to leave our house at 7:15. Otherwise, I risk needing to text the other bus stop parents something along the lines of, “Hershfield family coming in hot! Please hold the bus for us!” which immediately prompts

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