Frequently Asked Questions (FAQ)

FAQ: What you can expect from a relationship with Arcadia Wealth Management?

Arcadia Wealth Management manages investments on a fee-only basis. We have conducted thorough due diligence in our research to identify high quality no-load mutual funds with low expense ratios. There are no commissions generated on any transactions we conduct for our clients. Our fees are tier-based with breakpoints at which your fees decrease on additional assets. Our advice is objective without conflicts of interest, which is essential for an investor's peace of mind.

Financial planners gather relevant data about the client, analyze it, and then provide a number of recommendations for the client to follow in order to help achieve their specific goals and objectives. Complete financial plans take into consideration all of the elements of the client's financial situation. This includes, but is not limited to: cash flow planning, investment analysis and planning, tax planning, retirement and estate planning, risk management (insurance needs), education funding and any other needs specific to you.

We provide advice on a wide range of securities, including mutual funds, equities, bonds, annuities, insurance and certificates of deposit. Specifically, we offer access to Dimensional Fund Advisors (DFA). DFA manages the cost of their funds by only offering them via a select group of financial advisory firms.

Arcadia welcomes initial consultations with no obligation. We provide a free consultation during our meeting process to determine if we can provide you with the services and guidance to meet your needs. We work with clients with hopes that we can have a major positive impact on their lives

Please contact us to find out more information on what to bring. At the very least, please bring a copy of your current holdings so we will be able to analyze your investments to ensure we make the best recommendations for you and your family.

Financial planning services are initiated on an as-needed basis. We recommend that you review your goals with us quarterly.

Investment management services are ongoing and you may call on us at anytime so that we may help you with your financial needs. Continuous communication helps to keep your financial plan on track. We are available at all times for any special needs or situations.

The relationship between Arcadia Wealth Management and our clients is our most important asset. We strive to maintain your trust and confidence in our firm, an essential aspect of which is our commitment to protect the confidentiality, integrity and security of your personal information. As we believe that all of our clients value their privacy, we do not disclose your personal information to anyone unless it is required by law, or at your direction. We do not sell, or make available, your personal information to anyone.

Yes. Arcadia Wealth Management has a fiduciary duty to act in the client's best interest. We are a Registered Investment Advisor, registered with the Securities and Exchange Commission (SEC). As a Registered Investment Advisor we are required to adhere to a high standard of conduct; we have a fundamental obligation to act in the best interests of our clients without conflicts of interest. Any possible conflicts of interest are fully disclosed in our firm brochure (Form ADV). Additionally, Walter and Allie are CERTIFIED FINANCIAL PLANNING TM practitioners, requiring the highest level of fiduciary care within any type of client relationship and acting in utmost good faith when providing recommendations.
 

Begin Your Journey

As a Smithtown, NY financial planner, our initial discovery meeting is complimentary and  gives us the opportunity to provide information and resources about who we are and what we do, so that you can make an informed decision about who you choose to work with on the future of your wealth.

Our Fiduciary Oath

PUTTING YOUR INTERESTS FIRST

We believe in placing your best interests first. Therefore, we are proud to commit to the following five fiduciary principles:

This oath is signed by advisors who believe that it is their duty as a fiduciary to put the interests of their clients before their own. This fiduciary oath was established by the Committee for the Fiduciary Standard in 2009.