Blog | Arcadia Wealth Management

It’s Personal: Can Personalization Improve Nudges on Financial Decisions?

The philosophy of “nudging” individuals toward better choices and outcomes, rather than relying on financial incentives or outright restrictions, has become a major topic within the past decade. Financial services companies have enthusiastically adopted nudging, especially for encouraging customers to save more within retirement plans. Typical nudges include defaults in initiating savings and scheduled escalations, […]

It’s Personal: Can Personalization Improve Nudges on Financial Decisions? Read More »

focusing on the horizon- tuning out the noise with valuations and returns

Focus on the Horizon: Tuning Out the Noise with Valuations and Returns

Blog, Investment Management / Arcadia Wealth Management

Valuations of publicly traded companies are a frequent topic of conversation among investors and for good reason. Valuation ratios tell us the price of stocks relative to fundamentals like earnings, sales, and book value. In other words, valuation ratios are an excellent way to understand the long-term attractiveness of groups of stocks relative to: a)

Focus on the Horizon: Tuning Out the Noise with Valuations and Returns Read More »

Embrace the Uncertainty

Blog / Arcadia Wealth Management

The probability of a positive return from stocks increases over time. An investment in the US stock market grew wealth during 75% of the one-year periods between January 1926 and May 2023. Over ten-year periods, this occurred 95% of the time. While positive stock returns are never guaranteed over any horizon, no period exceeding 184

Embrace the Uncertainty Read More »

Then and Now: An Update on Today’s Bond Market

Blog / Arcadia Wealth Management

Think back to this time last year. Inflation was soaring to a 40-year high of 9.1%. The Federal Reserve (Fed) had just made its third-consecutive rate hike, raising the federal funds rate by 0.75% for the first time in more than 25 years. The S&P 500 Index was down just shy of 20% — the index’s

Then and Now: An Update on Today’s Bond Market Read More »

Is It Just Me, or Are Things Getting Worse?

Blog / Hal Hershfield, Ph.D.

Have you ever had the feeling that people are somehow getting worse over time? Or that the moral foundations of society are fraying as the years tick by? Brand new research published in Nature explores the prevalence of this perception as well as the reasons why it may come to be. Admittedly, this topic may

Is It Just Me, or Are Things Getting Worse? Read More »

Learn why we believe basic investing principles and valuations remain crucial to navigating the markets over the long term

3 Storylines Behind the Market in 2023

Blog / Arcadia Wealth Management

Broad U.S. stock market returns in 2023 offer welcome news for investors at the surface. As measured by the Russell 3000® Index, the U.S. market was up nearly 9% at the end of May — well above the market’s long-term average monthly return of about 1%. Yet, this masks several major headlines that have faced

3 Storylines Behind the Market in 2023 Read More »

Overcoming the money illusion trap can help your clients make more informed decisions.

Tripped Up by the ‘Money Illusion’

Blog / Meir Statman, Ph.D.

In a 1974 episode of the TV sitcom “All in the Family,” Archie Bunker gleefully tells his wife Edith, daughter Gloria and son-in-law Michael about his union’s labor settlement in a time of high inflation. Edith: “Archie, did you get a good raise?” Archie: “Edith, a three-year contract with 15%.” Michael: “Arch, what about the

Tripped Up by the ‘Money Illusion’ Read More »

Don’t Let Ominous Economic Signs Deter You From Stocks

Blog / Arcadia Wealth Management

Investing in the stock market can be a bit like an emotional rollercoaster, and sometimes it’s difficult to know what to make of financial news, economic indicators, and more. We’re sharing the below graphic and explanation with you because it shows that, though there may be some negative indicators at the moment, there’s also room

Don’t Let Ominous Economic Signs Deter You From Stocks Read More »

We explore why taking a rigid approach versus a flexible approach is more effective when planning, pursuing and attaining goals.

How Do We and How Should We Set Goals for Ourselves and Others?

Blog, Uncategorized / Hal Hershfield, Ph.D.

We explore why taking a rigid approach versus a flexible approach is more effective when planning, pursuing and attaining goals.

How Do We and How Should We Set Goals for Ourselves and Others? Read More »

The U.S. dollar remains the preferred reserve currency.

Where the U.S. Dollar Stands as a Reserve Currency

Blog, Uncategorized / Arcadia Wealth Management

Despite claims to the contrary, we find there’s scant evidence of any currency having gained meaningful ground on the dollar as a preferred reserve currency or on broader measures of usage.

Where the U.S. Dollar Stands as a Reserve Currency Read More »