Blog | Arcadia Wealth Management

To better support those in our professional and social circles, we should recognize and respect their sense of filial loyalty and duty toward their parents.

Filial Loyalty: What Adult Children Do for Their Elderly Parents

Culture in the U.S. is described as individualistic, whereas it is described as collectivistic in China. Psychologist Geert Hofstede defines individualism as “a preference for a loosely-knit social framework in which individuals are expected to take care of only themselves and their immediate families.” He defines collectivism, its opposite, as “a preference for a tightly-knit […]

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We unpack valuable insights from the latest developmental pyschology research on why cultivating financially savvy kids is important.

Beyond the Lemonade Stand: Cultivating Financially Savvy Kids

Blog / Hal Hershfield, Ph.D.

I recently had an experience that may be relatable to a lot of people who have thought about their own money, their kids’ money, or their clients’ money. For the last two July 4th weekends, my father-in-law has helped our children set up a lemonade stand in town. This year, my kids earned about $250.

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Here’s the bottom line. Markets may experience heightened volatility leading up to elections, but that tends to pass, so we shouldn’t let that scare us from sticking with our portfolios.

Think Big Picture When It Comes to Elections

Blog / Arcadia Wealth Management

Key Takeaways With election uncertainty often comes increased market volatility, but this typically subsides after the election. Historical market performance has varied widely around elections but has on average been positive regardless of which political party has been victorious. Market timing based on elections is risky and unlikely to outperform a consistent investment strategy. While

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We unpack the beenfits of the shift to a shorter T+1 settlement cycle for U.S. securities.

Going Back to T+1

Blog / Arcadia Wealth Management

Key Takeaways The move to T+1 settlement for U.S. securities represents a significant development expected to reduce counterparty risk for investors. The shift is a continuation of a longer-term trend toward shorter settlement cycles driven by technological advancements. Other non-U.S. markets have already enacted T+1, with more markets expected to follow suit. Every trading day,

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Explore the distinctions among experienced, evaluative and meaning well-being. How do income levels influence these aspects of life well-being and why might some people value one more than another?

Understanding the Three Dimensions of Life Well-Being & How Income Affects Them

Blog / Meir Statman, Ph.D.

Think about your answer to the following question: “Please imagine a ladder, with steps numbered from 0 at the bottom to 10 at the top. The top of the ladder represents the best possible life for you, and the bottom of the ladder represents the worst possible life for you. On which step of the

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Unlocking Life Well-Being: Insights from the Third Generation of Behavioral Finance

Blog / Meir Statman, Ph.D.

Many years ago, a financial adviser told me about a couple, prospective clients, who said, “Before you start planning for us, you should know that we have a disabled son. We need to plan for him first so he is supported even when we’re gone.” I often note that the biggest risks in life are

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Deciphering the Prolonged Yield Curve Inversion

Blog / Arcadia Wealth Management

The possibility of the most recent yield curve inversion started to attract attention in early 2022. Short-term U.S. Treasury yields had been rising much faster than longterm yields, nearly overtaking them.

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looking back at the dramatic ups and dwons of the market since the pre-covid market peak, we're struck by the market's remakrable resilience and reminded that patience and time help fuel the power of a long-term investment philosophy.

Reflecting on Four Years Since the Pre-COVID Market Peak

Blog / Arcadia Wealth Management

The S&P 500® Index rose 0.49% on February 19, 2020, pushing the index to a new all-time high. This was its highest level for nearly six months as the effects of COVID-19 soon made a dramatic impact on market prices and our daily lives. By mid-March, the World Health Organization officially declared COVID a pandemic,

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Many today might feel stuck in their homes not wanting to give up existing low-rate mortgages. We unpack how the endowment effect may be playing a role.

Stuck at Home: Mortgage Rates and the Endowment Effect

Blog / Hal Hershfield, Ph.D.

Is home really where the heart is, or in today’s financial climate, has the adage evolved to “home is where your low mortgage rate from three years ago is?” Anecdotally, in conversations with financial advisors, I’ve heard the same story several times: Clients feel stuck in their homes because they don’t want to give up

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What Interest Rate Cuts May Mean for Bond Returns

Blog, Investment Management / Arcadia Wealth Management

The Federal Reserve (Fed) is on a mission. And by many accounts, that mission is going well. After inflation rose throughout 2021, the Fed began raising the federal funds rate from near zero in early 2022. By July 2023, the central bank had taken the fed funds target range to 5.25-5.50%, where it has held

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